Terms & Conditions

Last Updated: January 1, 2024

Welcome to JBCG Enterprises, LLC. By accessing or using our website (jbcgholdings.com) or services, you agree to be bound by these Terms & Conditions. Please read them carefully before proceeding.

1. Acceptance of Terms

By accessing this website or submitting an application for financing, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, as well as our Privacy Policy. If you do not agree to these terms, you must not use our website or services.

2. Services Overview

JBCG Enterprises, LLC is a direct business lender providing financing solutions including but not limited to:

• Working capital loans
• Revenue-based financing
• Equipment financing
• Business expansion funding

All financing products are subject to underwriting approval and may not be available in all jurisdictions.

3. Eligibility and Application

Eligibility Requirements

To apply for financing, you must:

• Be at least 18 years of age
• Be authorized to act on behalf of the business entity
• Operate a legally registered business in the United States
• Provide accurate, complete, and current information
• Have the legal authority to bind the business to financing agreements

Application Process

Submission of an application does not guarantee approval or funding. All applications are subject to our underwriting review process. We reserve the right to request additional documentation and to deny applications at our sole discretion.

4. Accuracy of Information

You agree to provide accurate, complete, and truthful information in all communications and applications. Misrepresentation of material facts may result in:

• Denial of your application
• Immediate termination of any existing financing arrangement
• Legal action for fraud or misrepresentation

6. Use of Website

Permitted Use

You may use our website for lawful purposes only. You agree not to:

• Violate any applicable laws or regulations
• Transmit any viruses, malware, or harmful code
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the website
• Copy, reproduce, or distribute content without permission
• Use automated systems (bots, scrapers) to access the website

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of JBCG Enterprises, LLC or its licensors and is protected by U.S. and international copyright and trademark laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

8. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or control the content of third-party sites and are not responsible for their practices or content. Use of third-party websites is at your own risk.

9. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that the website will be error-free or uninterrupted
• Warranties regarding the accuracy or completeness of content

We do not guarantee approval or funding of any application.

10. Limitation of Liability

To the fullest extent permitted by law, JBCG Enterprises, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to:

• Your use or inability to use our website or services
• Any errors or omissions in website content
• Denial of financing applications
• Loss of data, revenue, or profits
• Business interruption or loss of opportunity

Our total liability for any claim shall not exceed the amount paid by you to us, if any, in the 12 months preceding the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless JBCG Enterprises, LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of:

• Your use of our website or services
• Your violation of these Terms & Conditions
• Your violation of any third-party rights
• Any fraudulent or illegal activity

12. Governing Law and Dispute Resolution

These Terms & Conditions are governed by the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising out of or related to these terms shall be resolved through:

1. Informal Negotiation: Both parties agree to attempt to resolve disputes through good-faith negotiation.
2. Binding Arbitration: If negotiation fails, disputes shall be resolved through binding arbitration in Miami-Dade County, Florida, under the rules of the American Arbitration Association.
3. Class Action Waiver: You agree to resolve disputes on an individual basis and waive any right to participate in class action lawsuits.

13. Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be replaced with a valid provision that most closely approximates the intent of the original provision.

14. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website or services after changes are posted constitutes acceptance of the revised terms.

15. Contact Information

If you have questions or concerns about these Terms & Conditions, please contact us:

JBCG Enterprises, LLC
1200 Brickell Ave, Suite 3130
Miami, FL 33131
Email: joshua@jbcgholdings.com

By using this website or our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.